Aged care isn’t an easy conversation to have.
Regardless of whether you’re on the side of managing a loved one’s aged care or are the one needing it, there are complex emotions that can be difficult to confront and it’s tempting to push aside the difficult conversations needed.
However, the tougher choice is deferring this conversation until it can no longer be ignored, leaving everyone uncertain about the available options.
The most unsettling sentiment, whether you’re 4, 40, or 80 years old, is the feeling of not knowing what lies ahead.
What’s truly heartbreaking is discovering that someone you deeply care about is skipping meals – not out of lack of hunger – but due to financial uncertainty. They might not bring this up because they don’t want to be a bother. Meanwhile, they’re covering bills unnecessarily when there is accessible support that they’re not utilising. This situation is sadly one we have come across in conversations with our clients over the years.
Initiating discussions about aged care should start when everyone is in a position to contribute fully. All relevant individuals need to be part of the conversation. Understanding what resources can be tapped into and what limitations exist is vital- both in the present and the future. This way, when aged care support is required, you’re prepared, comprehending the situation, and knowledgeable about the wishes and capabilities of all involved parties.
Thrive’s goal is to provide you with the information necessary for informed decisions, allowing you to plan confidently for the future. Unfortunately, only a small fraction of the population receives such guidance.
Our aim is to alter that statistic. Reach out to us for a straightforward checklist that can set you on the right path.
Watch our Video about Aged Care- how to have the conversation Gently by Clicking here!
We understand that everyone’s situation is unique, so the information provided here is general advice. For advice tailored to your specific situation, it’s essential to speak to a qualified professional you can trust.
Our team at Thrive would love to hear from you and help you make the best decisions for your family’s financial future.
Principle and Senior Financial Advisor